Rental Property Loans allow an experienced real estate professional the ability to close more deals and worry less about the qualification process, the terms, and interest rate they will qualify for. TheCapitalDesk.com is a direct commercial real estate advisory boutique firm. We place capital from prominent institutional investors (high net worth families, individuals and family offices) into middle market real estate investments. Don’t let this statement fool you. If you have a deal, we will work with you to structure any transaction so you close the deal and make money.

Because of our ability to structure capital solutions such as rental property loans in ways conventional lenders cannot, we can help real estate investors quickly grow and develop their real estate portfolio. You can be assured of quick funding, competitive rates, and confidence when you work with us. Our goal is to deploy capital constantly into your opportunities.

We have direct access to millions of dollars for purchasing rental properties. This means nothing if we do not have the right clients to lend it to.

The better the interest rate and terms of a loan the more you will be able to keep. TheCapitalDesk.com wants the opportunity to help fund all of your transactions and to do this, we have to offer several things. We will have to offer superior services to evaluate your transaction, speed to ensure your loan gets closed on time, and we must acquire the best rates available that make sense.

We help to structure a capital solution for your specific opportunity. Rental property financing through TheCapitalDesk.com means you will be able to purchase an asset, get the tax write-offs of ownership, all while having your tenants pay down your mortgage payment. Being confident you can make an offer, get a property under contract, and know the money is available for your deal means you can write your ticket to wealth.

Because of our ability to source capital, our access to capital allows us to offer rental property funding. Our access to private funds provides our customers a reliable source of financing through a simple and efficient loan process.

STATES AVAILABLE:  If we do not use our own capital, we are direct to many private capital funds. Based on the location of the asset, matching the best fund with your needs will determine what can be offered to you. We offer rental property financing in many states throughout the United States. Because of changes in the capital markets, we suggest that you contact us to ensure we can provide a solution for you. Please Submit Contact Form by Clicking Here or Call 855-729-2880

For quick consideration, please click the button below. It will take you to our Google Form for Rental Property Financing. After you complete the submission, we will respond shortly after.


Get Cash From Your Existing Rental Portfolio

These asset-based loans can provide the cash you need to grow your rental portfolio. This includes:

  • Rates starting at 6.49%* and 3, 5, and 7 Year ARMs starting at 5.89%
  • Close your Single Family Residence up to 2-4 unit rentals in weeks, not months
  • Getting cash from your rental properties – loans from $75K to $2 million
  • Lower your blended rate – consolidate higher-rate loans into a single mortgage
  • No personal income verification – lending decision is based on property cash flow*
  • No hurdles – flexible loan options designed for your buy and hold strategy
  • Minimum seasoning requirements*
  • 620 minimum FICO
  • Foreign Nationals Permitted
  • No DSCR Restrictions* (Debt Service Coverage Ratio)
  • Prepayment penalty**
  • 30 year fixed, interest-only option
  • Term – 3, 5 & 7 years
  • LTV – up to 80%
  • Amortization – 30 years
  • Recourse – recourse options
  • Minimum Property Value – $60K to $2 million
  • Property Types – single-family detached, 2-4 unit residences, townhouse, 10 acres maximum, warrantable condos (non-warrantable condos not allowed)

* Loans are subject to business and investor credit approval, geographic, appraisal and other underwriting requirements

** Prepay penalty 80% of 6 months interest within first 3 years